NMLS# 1606076

Conventional Loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guidelines that have been set by Fannie Mae or Freddie Mac. Typically, a conventional home loan has better rates, terms and/or lower fees than other types of loans. However, conventional loan typically requires a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income. Conventional home loans are ideal for borrowers with excellent credit and at least a 5% down payment.

Our loan officers at Optima Lending are experts in the subject and have in-depth knowledge about conventional loans. We can help you understand the requirement to apply for a conventional mortgage and guide you through the steps to get approved for the loan quickly. We work hard to get you the best deal, which is why we guarantee complete client satisfaction. Contact us today.